My phone started buzzing this evening, and for once it was not about interest rates.
It was mothers. Three of them, within the same hour, all asking me some version of the same question : “Calin, I heard the P1 rules are changing. Does this mean I bought the wrong house ?”
So let me put down properly what was announced on 10 September 2026, and more importantly, what it means for you if you are a parent thinking about where to live. In plain language. The way I would explain it to you over a cup of kopi.
I want to say one thing upfront, because I think it matters. I am a property agent, not an education consultant. It would be very easy for me to write this article in a way that makes you feel you must rush out and buy something. I am not going to do that. Some of you genuinely need to move. Many of you do not. I would rather you finish this article knowing which one you are.
First, what exactly changed ?
The Ministry of Education announced two changes to the Primary One Registration Framework.
(1) Phase 2C reserved places go up from 40 to 60 in all schools, except schools with a smaller intake. Schools with fewer than 180 P1 places will keep their 40. Phase 2B stays at 20.
(2) A new Two-Track Scheme in Phase 2C, for 12 schools. At these 12 schools, the Phase 2C places will be split equally into two tracks — one for children living within 2km of the school, and one for children living beyond 2km.
VERY IMPORTANT : which child does this affect ?
This is the part I have already had to repeat five times, so please let me be very clear.
These changes take effect from the 2027 P1 Registration Exercise. That exercise happens in mid-2027, for children who will start Primary 1 in 2028.
So if your child is starting P1 in 2027, nothing here applies to you. Your registration next year runs on the current rules.
If your child is a 2021 or 2022 baby — the ones now in K1 and K2 — this is your exercise. And you have roughly nine months before registration opens. Please hold that number in your head for the rest of this article, because it changes what is realistic and what is not.
Change one : 60 places instead of 40
Phase 2C is the phase open to everyone. No sibling in the school, no parent alumni, no volunteering, no clan association — Phase 2C is the door for families with no prior connection to the school.
Going from 40 to 60 reserved places means that door is now 50% wider. For most parents reading this, that is straightforwardly good news.
But here is the part MOE was honest about, and I will be honest about too : those extra 20 places have to come from somewhere, and they come from the earlier phases. Phase 2A and Phase 2B applicants still register first and still get priority. But at a genuinely oversubscribed school, there will be 20 fewer places sitting there when the earlier phases run.
So if you are an alumni parent who has been quietly assuming Phase 2A is a comfortable seat — at the hottest schools, it may become a little less comfortable. Not a crisis. But worth knowing.
Change two : the Two-Track Scheme, and the 12 schools
This is the change that actually touches property decisions, so let me slow down here.
At 12 named schools, the Phase 2C places will be divided equally into two tracks :
| Track | Who it is for |
|---|---|
| Phase 2C (≤2km) | Children living within 2km of the school |
| Phase 2C (>2km) | Children living more than 2km from the school |
For a school with the minimum 60 reserved places, that is 30 places in each track. If the number does not divide evenly, the extra place goes to the ≤2km track.
The 12 schools are :
(1) Anglo-Chinese School (Junior)
(2) Anglo-Chinese School (Primary)
(3) CHIJ (Katong) Primary
(4) Methodist Girls’ School (Primary)
(5) Nanyang Primary School
(6) Ngee Ann Primary School
(7) Pei Hwa Presbyterian Primary School
(8) Raffles Girls’ Primary School
(9) Singapore Chinese Girls’ Primary School
(10) St. Margaret’s School (Primary)
(11) Tanjong Katong Primary School
(12) Tao Nan School
And now the sentence that I think is the most important sentence in the whole announcement :
Within each track, there is NO further home-school distance priority.
Read that again if you need to. At these 12 schools, in Phase 2C, living 400 metres away and living 1.9km away now put you in exactly the same queue. The 1km advantage, the thing that has driven so many family relocations for so many years, does not exist inside that track.
If more Singapore Citizen applicants apply than there are places in a track, they ballot within that track. Singapore Citizens are still admitted ahead of Permanent Residents. And if one track does not fill up with SC applicants, the leftover places flow across to SC applicants in the other track.
Why is MOE doing this ? The reason is more interesting than “popular schools”
Most of the chatter I have seen online frames these as “the popular schools”. That is not actually the criterion, and I think the real one is worth understanding.
MOE selected these 12 schools because public housing accounts for less than 40% of the dwelling units within 2km of the school. Nationally, about 8 in 10 Singaporeans live in HDB flats. Around these 12 schools, the neighbourhood looks nothing like that.
Which means that at these schools, home-school distance priority was not really sorting by distance. It was quietly sorting by housing type, and therefore by income. A family who could afford a condominium in Bukit Timah or Katong got the priority. A family in a flat three MRT stops away did not.
Education Minister Desmond Lee put it plainly : simply adding Phase 2C places would not have broadened access much at these schools, because the distance priority would still have handed those places to the same neighbourhoods.
I have sat in enough living rooms to have watched this happen from the property side. I have had clients stretch themselves to the very edge of their finances for a specific postcode, for a specific school. Some of them were happy. Some of them were quietly suffering for six or seven years. So I understand what MOE is trying to do here, even though I earn my living from people moving house.
So what does this mean for your property decision ?
Here is where I will try to be genuinely useful rather than merely dramatic.
If you were planning to buy near one of the 12 schools, purely for the 1km advantage — please reconsider the sums.
The premium you pay for a 1km address at these schools was, in large part, a premium for Phase 2C priority. In Phase 2C, at these 12 schools, that priority is now gone. A home 1.8km away sits in the same track as a home 500 metres away, competing for the same 30 places, on the same ballot.
You may still want that home for a hundred good reasons — the neighbourhood, the commute, the sheer convenience of a five-minute walk with a seven-year-old and a schoolbag. Those are real. But if the school priority was the reason carrying the purchase, that reason just became much weaker, and I would not want you to sign a 25-year commitment on a rationale that expired in September 2026.
If you live beyond 2km from one of these 12 schools — a door has genuinely opened.
This is the group nobody is writing about, and I think it is the biggest story here. Thirty Phase 2C places at each of these 12 schools are now set aside for children living more than 2km away. Previously, applicants in that band were realistically last in line and most families did not even try.
If one of these schools is somewhere you had written off, it is worth putting back on the table — from where you already live. No move required. Just a considered application.
If you were looking at the other 170-plus primary schools — almost nothing has changed for you.
The Two-Track Scheme applies to 12 schools. Twelve. Everywhere else, the familiar home-school distance priority still runs : within 1km, then 1–2km, then beyond 2km, after citizenship. If your heart is set on a neighbourhood school that is not on that list, your property calculation is exactly what it was last week — plus 20 more Phase 2C places to compete for, which is a small gift.
And even at the 12 schools, distance still matters in the other phases. This change lives in Phase 2C only.
Before you buy or rent for an address : the 30-month rule
This one catches people out every single year, and it can be an expensive lesson, so please let me spell it out.
If your child secures a place through home-school distance priority, MOE requires the family to live at that address for at least 30 months. For a resale property, that runs from the start of the child’s P1 school term. MOE takes a serious view of parents using an address solely to game registration, and they do conduct checks. If the family does not stay, MOE can transfer the child to another school at its sole discretion — and you will have no say in which one.
Thirty months is two and a half years. That is not a rental you can quietly walk away from, and it is not a flip. So when you are working out whether a school-driven move makes sense, please cost it as a two-and-a-half-year commitment minimum, not as a registration tactic.
One point I am still checking
I want to be upfront rather than confident-sounding. At the 12 two-track schools, there is no distance priority within a track — but the ≤2km track is itself defined by distance. Whether a child admitted through that track is treated as having secured a place via home-school distance priority, and therefore falls under the 30-month stay requirement, is not spelled out in the announcement.
My reading is that it very likely does apply. But I would rather confirm it with MOE than have you commit to a purchase on my guess. If you are in this situation, message me and I will chase the answer down for you before you sign anything.
The practical timeline, if you do decide to move
Registration opens around mid-2027. Working backwards :
(1) A resale purchase typically takes about three to four months from offer to keys, sometimes longer with an HDB transaction. Starting your search in early 2027 is tight but workable. Starting in May 2027 is not.
(2) A BTO flat will not be ready in time. Do not plan around one.
(3) If you are a private property owner thinking of buying an HDB flat closer to a school, remember that the 15-month wait-out period has been removed for most buyers — that path is faster than many people still assume.
(4) If you are a young family and the numbers felt out of reach, do check the raised income ceilings for BTO flats and ECs from August 2026. Several of my clients discovered they now qualify for options they had ruled out.
(5) And if you are looking at older resale flats or condominiums around these established school neighbourhoods — and many of the homes near these 12 schools are not young — please read up on what lease decay actually means before you fall in love. A six-year school run is short. A lease is long.
My closing thoughts
I have helped many families move for a school. Some of those moves were among the happiest transactions of my career. And a few, if I am honest with you, were moves I wish the family had thought about longer.
What I would say to the mothers who messaged me yesterday is this. Your child will be in that school for six years. You will be in that home, and paying for it, for very much longer. Choose the home that your family can live well in — the commute, the space, the monthly payment you can carry without holding your breath. Let the school be a strong preference, not the master of the whole decision.
And take some comfort in what MOE is actually saying with this change : that a good school should not be something you have to buy your way into. I think that is the right direction, even if it makes my job a little more complicated.
If you are weighing a move over the next nine months and you want someone to sit down and work through the sums with you — honestly, including the possibility that you should stay exactly where you are — please get in touch. I have walked this road with enough families to have opinions, and I promise you will get my real one.
You can also read about how I have helped other families through their property decisions, or learn a little more about me first. Whichever you prefer. 🙂

